How much can I borrow with a secured loan?
You can borrow from £5,000 to £100,000 from Debtbuster Loans if you are homeowner.

If you are renting your acommodation or seeking a loan of less than £5,000 please apply here.

How much will it cost?
The interest rate you pay on your secured loan will reflect your personal circumstances.

How long will it take to get my money?
Debtbuster Loans can find you the lowest rates from over 350 providers. When you apply for a secured loan from Debtbuster Loans you can expect to receive the cheque within 21 days of completing. However if your secured loan requirement is more urgent we can achieve an even quicker completion. Just let us know.

Can I repay my secured loan early?
Yes you can repay your secured loan early. The method of calculating the repayment will be stated on the loan agreement. If you require any more information simply contact us.

Can I cancel a secured loan application?
Yes you are under no obligation whatsoever. You can cancel your secured loan application at any time up to completion without cost or penalty.

Are there any up-front fees?
On secured loans from Debtbuster Loans there are no up-front fees whatsoever. The same can be said for our sister company Loans4Tenants. On some secured loans a fee may apply. However, this will be fully disclosed on your secured loan documentation and will only be payable if and when your secured loan completes. Don't worry about finding the additional cash, as the fee will be added to your loan.

Do I have to use my property as security for my secured loan?
When you have a property to secure your loan on, we can offer you more flexible borrowing arrangements. With Debtbuster Loans, there are no survey fees, legal fees or other upfront charges. If you want an unsecured loan, please visit our sister website Loans4Tenants

What can I use the loan for?
You can use your secured loan for any reasonable purpose. You may want to pay off existing credit, make some home improvements, buy a car or take a holiday. Your loan is for you to spend how you see fit.

Can I fix my monthly repayments?
Many people want the certainty that comes with knowing exactly what their monthly commitment will be during the repayment period. Whether you prefer a secured loan where the rate changes in line with the general level of interest rates or one where you can fix your monthly payments for an initial period of the loan, Debtbuster Loans will help you to find a secured loan that is right for you.

How long does it take to get a decision?
If you apply now, we could call you back in minutes. We will give you a decision, in principle, straight away and could send out your secured loan documentation today. You'll be under no obligation, and no salesman will call. The final approval of your secured loan rests with your lender. We are confident that as long as the information you provide is accurate, the secured loan will be completed on the original terms discussed. However, until the secured loan is finally approved you should not enter into any agreements on the assumption that the secured loan will be completed.

What if I am ill or if I'm made redundant?
An advisor will discuss your requirements. Optional insurance is available.

What if I die before my secured loan is paid off?
An advisor will discuss your requirements. Optional insurance is available.

How confidential is my secured loan application?
100% confidential. We treat all applications in the strictest confidence and at no time will we contact your employer or bank except with your permission. Obviously the selected secured loan provider will need to contact your bank to arrange the direct debit for your repayments.